Texas Real Estate Online


December 27, 2009

Pacquiao says he plans to sue Mayweather

Filed under: Texas Real Estate — Admin @ 6:51 am

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SARANGANI, Philippines (AP) — Manny Pacquiao says he is planning to file a defamation lawsuit against Floyd Mayweather Jr., the fighter’s father, and Golden Boy Promotions




Ex-closer Guardado joins Nats in minor league deal

WASHINGTON (AP) — Veteran left-handed reliever Eddie Guardado and the Washington Nationals have agreed to terms on a minor league deal.




Molik, Tomic granted Australian Open wild cards

MELBOURNE, Australia (AP) — Alicia Molik and two-time junior Grand Slam winner Bernard Tomic were given wild cards into next month’s Australian Open on Thursday.



What Is The Best Commercial Real Estate Loan?

This question came from Kiho Kim in Anaheim, California and, surprisingly, doesn?t have a straightforward answer. When someone asks me that question, I know that they?re probably focused on one thing: The loan with the lowest interest rate. Unfortunately, in commercial real estate, this approach can end up costing you a lot of money.

When you get involved in commercial real estate, you become involved in a more sophisticated method of investing your money. Commercial real estate and commercial real estate loans have a lot of ?moving parts? and the approach that commercial lenders take is far different from those in residential lending. When considering financing on a piece of investment property, you have to approach the process with ?commercial mortgage planning? in mind.

What is commercial mortgage planning? It?s a process in which all aspects of the loan are considered in the context of the commercial real estate investor?s current portfolio, future portfolio goals, style of investment, and cash flow needs. Let?s see how this works in a practical example and then use that example to further answer the original question in the first paragraph.

Which is the best loan? A 3/1 ARM with a declining 3 year pre-payment penalty of 3%-2%-1%, a rate of 6.75%, a full amortization of 30 years, and a margin of 2.50% over 6 Month LIBOR, or a 10 year fixed rate loan due in 10 years, with a 30 year amortization, at a rate of 5.9%, with a Yield Maintenance prepayment penalty until 9.75 years have passed?

On the face of it, the 30 due in 10 is almost a full percentage point less in rate! No brainer, right? Let?s fill in a few more details and see if this analysis stands.

The investor contemplating the loan is an active real estate investor who purchases properties that have vacancies or month to month tenants that are slightly run down and in need of upgrades. He holds properties until re-tenanted, renovated, and then sells them to generate cash for new purchases in a 1031 Exchange to preserve his buying power.

In light of this information, the 30 due in 10 would be a terrible loan. It?s likely that such an investor would be ready to sell the property in the 3rd year to take advantage of the 1031 Exchange holding period and provide a stabilized leasing history to a new buyer. He?d only face a 1% pre-payment penalty using the 3/1 ARM, something he could easily factor into his ?costs.? The fixed rate loan with its Yield Maintenance pre-payment penalty could literally cost him hundreds of thousands of dollars, depending upon market conditions, when he goes to sell the property. In fact, it would likely contain a ?lock out? clause completely preventing a payoff for up to 4 years. That loan would have to be assumed by the new buyer and the difference made up in cash, limiting the potential pool of buyers for that property.

So how does this example answer our question: ?What is the best commercial mortgage?? This way: ?The best commercial mortgage is the one that best fits the commercial investor?s short and long term goals, risk tolerance, investment style and the investment at hand.? And as a side note, be sure to work with someone experienced not only in commercial loan brokerage, but who will take the time to consider all of the factors that could affect the current and future transactions.

WANT TO USE THIS ARTICLE IN YOUR E-ZINE OR WEB SITE? You can, as long as you include this complete statement with it: ?The Investment Property Insider? is published by Craig S. Higdon, a veteran commercial mortgage broker. He publishes the weekly e-zine and blog, http://www.InvestmentPropertyInsider.com, for commercial real estate investors, developers, and industry professionals. Visit the blog and get this free report: ?The 7 Biggest Loan Mistakes Real Estate Investors Make And How To Avoid Them.?

Federal Hill Baltimore Real Estate

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Brigantine homes

Filed under: Texas Real Estate — Admin @ 6:51 am

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Brigantine homes brigantine homes The agent’s job is to bring buyers and sellers together and help them reach an agreement. Galloway Real Estate New Home Listings in Brigantine Try using a partner’s …

Using The Internet to Find Profit-Ripe Commercial Real Estate Properties to Acquire

One of the things most commercial real estate investors and industry professionals are unaware of is how powerful the Internet is when trying to acquire profitable commercial real estate properties.

Effectively searching the Internet for viable commercial properties is an essential skill taught to professional Commercial Real Estate Property Scouts. (What’s a Property Scout? It’s one the Internet’s legitimate work at home jobs and professions. They are people who help investors acquire profitable properties that meet a specific profile.)

Many people don’t know this, but the Internet gives investors and professional Property Scouts access to literally millions of properties that are for sale in the United States and abroad.

The key is knowing specifically how to mine this information so that you are not looking for “a needle in a haystack”–rather, the search process becomes much more like “picking the low hanging” fruit.

So how does one find these properties using the Internet?

While some properties are promoted using dedicated webpages, most can be found in huge databases located on various websites. It’s knowing how to effectively tap into this treasure trove of commercial property data that yields the highest quality properties you’re after.

For instance, let’s say you are searching for a property to invest in.

Some professionals and investors (and even people who work other legitimate work at home jobs using the Internet) that understand these databases on a surface level know that you can search by state or city or for specific square footage.

That’s pretty obvious.

But unless you know the general demographic area intimately, there’s no way of knowing whether you have a hot, viable, promising property that ripe for profit-taking or not.

So you need a different way to look at the data you are being presented. But more importantly, you need to know your criteria for purchase AND how that criteria itself manifests itself in the listings.

For example,

Let’s says you are looking for a property ripe with profits. One of the tell-tale giveaways is the word “divorce”–it screams “Motivated Seller!”

By searching these databases and entering precise keywords like “divorce,” you stand a much stronger chance of finding the properties you want–ones that have immediate profit and equity potential. And that’s just one keyword out of literally dozens to find these profit-promising properties.

Since it is one of the Internet’s truly legitimate work at home jobs and professionals, Property Scouts are thoroughly trained is this extremely valuable skill.

It’s at the core of their training.

It’s not hard, but it does take some time and some practice to master. But it is one can give you the keys to the commercial real estate success bank vault.

About the Author

Tony Seruga, Yolanda Seruga, and Yolanda Bishop of Maverick Real Estate Investments, Inc. have announced a new division within their corporation. This division is revolutionary in the Commercial Real Estate industry. The opportunity is open for anyone who wants to work at home as a Property Scout. Personal training and guidance is provided to enable anyone to work from home in commercial real estate. Visit http://www.PropertyScoutCash.com

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December 25, 2009

Commercial Real Estate Michigan

Filed under: Texas Real Estate — Admin @ 3:52 pm

Commercial Real Estate Michigan

Commercial real estate listings in Michigan area are
available for your review and purchase. You can
purchase a commercial site that is already
established, or you can purchase a commercial lot that
is just waiting for you to build, develop and bring in
the people to make the sales. The average family
income in Michigan during the year 1999 was about
$42,000. For the business, this means there is money
available in the family units to support various types
of industry, such as pools, spas, camping, and many
other types of hobbies and sports as well.

Commercial real estate listings are those that will
include retail centers, doctor’s offices, business
settings and similar retail situations. Commercial
listings are wide ranging, from the small lots, to the
huge office buildings where hundreds of employees
could be located. Commercial real estate in Michigan
is one that you should consider if you are thinking
about relocating your business, or if you are
contemplating starting a new business venture.
Mortgage rates are always changing, and for the prime
locations in Michigan you will find your real estate
investment is well worth the mortgage you will be
paying. If you have completed a business plan,
detailing your business ideas, your business traffic
needs, and the demographics of who your customer base
will be, you can find a real estate investment in
Michigan that will fit this requirement. Many
commercial real estate settings in Michigan will
service many functions in promoting your industry.

When you are looking for commercial real estate
listings in Michigan, there are many different ways to
go about it. You may have a pacific idea to where you
are looking for the commercial property. If you know
where you want to have your company that is a big
advantage because you will be able to narrow down your
search a little because of where you are looking.
Some of the listing areas are the Lakefront Real
Estate Michigan or Waterfront Real estate but there
are many more areas that you may be looking at for the
commercial real estate that you whish to have your
company at for business, some are considered prime
locations, while others are commercial settings thatdo not have the heavy traffic. One thing that you are
going to want to do is check out what area in Michigan
would be the best for your companies business and for
the consumers as well. If you need heavy traffic to
get the high numbers of customers, you should seek out
some of the prime locations, which can be a bit higher
in cost, but well worth the investment.

Once you have done some of the work on checking out of
the different locations, you will notice that there
are areas of the state that is going to be a great
location for your business of operation. Many
companies may choose to have their business location
near the lakes so that they have some easy access for
shipment and deliveries in many different ways beside
vehicle. If you are checking out the lakefront real
estate in Michigan, you may notice that you are going
to need to be ready to pay a little more for the
property because of its location but it could be a big
benefit in the long run when you think about the
different ways that you are going to be able to ship
and receive deliveries and even the possibility of how
many consumers that would be available if you are in
the business of sales because of the visitors that
could come to your shop some supplies or needs for
their vacation. That right there would be a great
advantage to acquiring some Michigan waterfront real
estate when you are going to start up a business of
sales that would be a benefit for the vacationers. If
you have, a product or service that would benefit the
many who love to vacation you should search commercial
real estate in the Waterfront Real Estate Michigan
listings.

Michigan waterfront real estate is a prime location
for many types of business, not only because of the
high number of tourist that come to this area, but
also because of the high number of traffic daily that
will see your business in this area. Grand Blanc
Michigan Real Estate is also a prime location for
commercial real estate, as this is an area that is
growing yearly, with new residential areas expanding
around the commercial area. About seventy percent of
the homes in Michigan are two and three bedroom homes,
housing families that are available to support the
commercial sales needs.

About the Author

Jennifer Hershey has more than twenty years of experience as a mortgage loan officer. Her site http://www.explainingmortgages.com - a real estate investing and mortgage resource devoted to making mortgage types and home loan programs easy to understand.

Simi Valley CA Real Estate

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IMPORTANT NOTICE: The URL for this RSS feed has changed. Click here to get the updated URL. (Note: This RSS feed is available to Inbox Robot subscribers only.)

Filed under: Texas Real Estate — Admin @ 3:52 pm

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Darin Garman, CCIM - Top 3 Commercial Real Estate Investors Time Management Strategies

One of the questions I get asked a lot from clients is how do I manage
multiple real estate deals projects all at once? “How
to Succeed in Commercial Real Estate?” Here are some specific strategies
for you to consider:

a) Who to spend time with?

You need to consider spending BUSINESS TIME on only those who are going to
contribute to your bottom line and goal achievement. All else needs to get put
into the “we’ll get back to you” pile. It is easy to get locked up with people
that do nothing but take up your time. Don’t do it.

I constantly have people wanting to meet with me, talk with me, etc. that don’t
contribute to the achievement of my goals they get put on the bottom of the pile
and sometimes I never get back to them.

b) Keeping away from time vampires.

Time vampires are those that call you, come into your office, and tell you
the “whole story” constantly. You need to politely tell these people “adios”.
You ever notice that you have those days where you have a lot of activity and by
the end of the day you really have not gotten anything done? Time vampires are
the main reason why.

c) Having a clear objective in the first place.

What are your goals, your objectives?? Where do you want to end up? How do
you plan on getting there? Without a plan you will be spinning your wheels and
the cash flow and value of your will suffer because of it.

So, there you go. We did not reinvent anything today, but it is surprising how
the use of your time is tied to your income and the results you want.

About the Author

From Darin Garman, CCIM:

If you have not taken advantage of my special limited time 2 month
complimentary “test drive” of the Commercial Investment Property Owners
Association, here is another opportunity to see what you have been missing…

How to Succeed in
Commercial Real Estate

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Commercial Real Estate Syndication: Property Selection and Purchase-Part 2

Filed under: Texas Real Estate — Admin @ 3:52 pm

Commercial Real Estate Syndication: Property Selection and Purchase-Part 2

We?ve been discussing the process of assembling groups of investors for the purpose of acquiring income producing commercial real estate. To read the first part of this series, just go to the Investment Property Insider Blog whose URL is listed below and look for “Property Selection and Purchase, Part 1. We?ll assume for the purposes of this article that you?ve selected your target investment property. Now you need to get it into escrow, but with a purchase structure that favors your group investment strategy.

The ideal time period for a group investment purchase is 120 days. This time period breaks down as follows:

Days 1 to 30: Focus on completing your Due Diligence (investigation) on the property, clearing contingencies, and verifying everything stated by the seller.

Day 31 to 45: Here is where you create the Investment Circular and form the LLC that will own the property, by filing the Articles of Organization and the Operating Agreement.

Days 46 to 90: Now you can solicit interest from potential investors. Your goal will be to get completed subscription agreements and monetary contributions from the new members of the LLC by the end of this period.

Days 91 to 120: This is basically a contingency period for you in the event the subscription process takes longer than expected.

As a matter of strategy, you should consider the 90th day as the ?make or break? of your group investment. It is very likely that you won?t be able to keep the escrow open longer than 90 days without putting your deposit at risk (called ?going hard?). So, if it looks like you can?t fully fund your LLC by the 90th day, it?s probably best to unwind the escrow and get your deposit back ? sooner, if possible.

In fact, you?ll probably have quite a bit of pressure to release your deposit sooner than 90 days. What to do? Well, as you continue with your group investment program, you?ll want to line up your investors sooner than indicated above. Realistically, you?ll want to give your ?A-list? of investor candidates notice as soon as you take a property to escrow.

Speaking of escrow, when you open it, you want to write the purchase contract with you, the syndicator, as the borrower. This is for tax reasons. By doing so, you establish your ownership of the property rights. It is by assigning these rights to the LLC before you close that you establish your ownership percentage (whatever you negotiate with your investors) in the property.

To be perfectly safe, you should consider opening two escrows. The first one is for the purchase of the property, as described above. The second is set up to fund the LLC. Its sole purpose is to hold the funds from the members as they subscribe into the group investment. Once it?s fully subscribed and the purchase escrow is ready to close, funds are transferred from the ?funding? escrow to the purchase escrow. The reason to have the second escrow is to protect the investors? funds in the event there are complications with the purchase escrow. The seller?s permission would not be required to release the investors? funds back to them with this structure.

Another option is the ?receipt of third party deposit.? In this process, investors fund their contributions directly to the purchase escrow, but they do so under certain conditions which allow the escrow officer to return the funds in the event the purchase doesn?t close. The LLC (after assignment by the syndicator) and the seller are the parties to the transaction. The investors are third parties whose funds are disbursed according to separate instructions. Check with your escrow provider to see if they will allow third party receipts before opening escrow.

In my next article on this subject, I?ll cover the strategies you need to consider to control a property for a sufficiently long period of time to allow you to actually fund as a group investment.

WANT TO USE THIS ARTICLE IN YOUR E-ZINE OR WEB SITE? You can, as long as you include this complete blurb with it: Craig Higdon, ?The Mortgage Black Belt,? is a commercial mortgage broker. He publishes the weekly ?Investment Property Insider? e-zine and the ?Real Estate Secrets Blog? (http://www.RealEstateSecretsBlog.com). Sign up now and get a bonus FREE report at http://www.ExcelsionMortgage.com/CommercialNewsletter

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December 23, 2009

33 Halewaiu Rd, Wailuku, HI 96793, $345,000 4 beds 3 baths

Filed under: Texas Real Estate — Admin @ 5:13 pm

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4 beds 3 baths property in Wailuku, HI


30 Hauoli St, Wailuku, HI 96793, $185,000 1 bed 1 bath
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What You Should Know About Commercial Real Estate

Have you gone to a shopping complex? There, you will see different novelty shops, grocery stores, and other small businesses. If you will decide on whether you want to enter such business, it is important that you will understand the basics of commercial real estate investment and how you can gain profit from real estated investing.

Understanding Commercial Real Estate.

Real Estate is defined as a certain property that can possibly generate revenue for its owner. It generally includes office buildings, shopping malls, service stations, restaurants, apartment units, and raw land.

You must understand that only properties, which have a potential to produce income for its owner, is categorized as commercial real estate.

Therefore, it will not include real estate of habitable characteristics such as houses and apartment buildings.

So how is it leased to the potential clients? Usually, the owner of the property leases it through a licensed broker. Then the broker will make the necessary arrangements with regards in advertising that property.

In addition, the broker can make some agreement with the owner or seller of the property about its improvements such as renovating or clearing the perimeter of the ground where it is erected.

How to Get Started in Commercial Real Estate Business

If you want to start with this type of investment and yet, you do not have a concrete property to sell, maybe the first thing to do is to have some guidelines that you can start with. Here are the things that you should consider in building your commercial property:

? Determine what are the hot business are around. Decide if you will cater to the needs of individual or partnership that wants to rent spaces for their food or novelty shops.

? Choose the best location of your property. Go for the finest piece of land that you can utilize efficiently. You can consider erecting commercial property nearby high traffic areas can be easily accessed for full-service restaurants, hotels, and other shopping centers.

? In aid of choosing your property?s location, you consult the planners of the local government where it will be built. They have a zoning system, which separates industrial, residential, and commercial properties. It will help you to obtain the necessary clearance and permits from them.

? You can opt to hire some financial advisors. They can help you to plan for the revenue aspects of your investment. Always keep in mind that the right investment is the best chance to earn more profits.

? In case that the property is funded under a mortgage, it will be wise on your part to repay it religiously. Do not let it be your liability; remember that your goal is to earn money, not to lose money.

? If the property is now ready for leased, always have the necessary arrangements with your real estate agents with regards in advertising your property.

? Check the rates, terms and conditions, and other related aspects concerning the lease of your commercial property. You must also serve the interest of your potential clients that will avail it.

Earning money through commercial real estate property requires enough planning. This is an investment; either you lose or gain money.

About the Author:

Lavinia Snider is the editor of Seized Real Estate Online. Learn everything about seized real estate sold by public auction

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If you look at the negative adjustments ….

Filed under: Texas Real Estate — Admin @ 5:13 pm

If you look at the negative adjustments on your home, you may decide you want to do some remodeling to increase the home’s value.

Learn Why Being a Commercial Real Estate Property Scout is the Absolute Best Home Based Business

If you?ve investigated peddling potions or vitamins, doing typing at home, filling out surveys, or the wide variety of Internet businesses being peddled as easy and profitable these days or any other of the variety of work at home options? if you?re like many others you?ve found it quite difficult to first get to the truth and second - decide which one is the best home-based business opportunity for you.

Whether you?re a work at home mom, or looking for a new career, or looking for a real Internet-based opportunity does not matter. Each of these groups faces the same challenge ? trying to determine exactly what the best home based business opportunity really is.

Before I chose my path, I looked at lots of these supposed work from home opportunities. Most appeared to me to me a complete waste of time and not much more than a drain on my wallet. Upon further investigation most all were.

Well ? all except one.

There is a new scenario that outshines all the rest. Based on the two main criteria for judgment ? is it reasonably doable and can I make a reasonable amount of money for my efforts ? this one is both.

After much my own investigation, one work at home situation proved itself above all the others to be the best home-based business opportunity. It is brand new ? although already 100% tested and proven ? and anyone anywhere can do it. And the money people make is pretty astonishing, too.

This radical new home based business opportunity is being a commercial real estate property scout. Since that term is new, here?s what it means:

A commercial real state property scout is a person who finds promising properties for commercial real estate investors to buy.

And again - property scouting is very ?doable? because there are only two main places the property scout looks for and finds potentially profitable properties. And property scouting pays ?big rewards? because the investors pay the property scout a VERY handsome fee for the properties that meet their profile criteria.

So in a nutshell, choosing to be a commercial real estate property scout in unquestionably the very best home based business opportunity ? bar none.

One caveat ? another reason that being a property scout is the best home based business is because it is a REAL business - not some over-hyped nonsense. That being considered, if people are looking for some nebulous and nefarious get-rich-quick idea ? they should just keep looking.

Being a property scout is not this.

It is a real, very highly respected profession run by a highly respected real company. And once again ? the beauty of being a property scout is that you can do it all from the comforts of home.

So - this problem is now solved. Being a professional property scout has resolved both of the main issues of all work at home business opportunities because it is a legitimate profession sponsored by a legitimate company, while being both doable and profitable for the property scout.

And here?s one last consideration that has already been satisfied as well ? being just recently released as a work from home opportunity, the property scouts enjoy a virgin marketplace that is not overrun by people.

Therefore, because property scouting is doable, profitable, and offers a fresh marketplace ? it is unquestionably the very best work at home business opportunity for 2007 and beyond. And one final consideration? the average person can easily understand the simple duties of the property scout and get started immediately without long, expensive, and exhaustive training.

To request your Free Report ?Prospecting for Profits: Turning Dirt Into Dollars? An Introduction to the Profession of Commercial Real Estate Property Scouting?, click here: http://www.PropertyScoutCash.com Learn how you can earn a 6-figure income by becoming a working partner on multi-million dollar commercial real estate deals–with no risk or no capital required on your part.

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December 12, 2009

Winning The Commercial Real Estate Game

Filed under: Texas Real Estate — Admin @ 6:55 am

Winning The Commercial Real Estate Game

The game of commercial real estate can be won in many ways. It?s more of an essay test than true or false. There?s definitely more than one correct answer. A large percentage of the world?s millionaires earned their wealth through real estate investment. While nothing is a sure thing, real estate offers many opportunities for the savvy investor. Whether you want to build wealth or simply maintain it, there are several strategies that you can implement to get where you want to be. Where should you begin? You don?t want to put your hard earned money into a dead market. You want to protect what you?ve worked so hard for. Let?s look at a few of the more popular methods for investing in commercial real estate.

One of the more classic approaches to commercial real estate investment is the buy and hold strategy. In this maneuver, you buy property that is valued at a fair price. It may be a few miles away from town or outside of a development area. You then simply hold the land for a number of years. While you do this, the city comes to you. Developments are going up all around you. Yours is the last piece of raw land around and every developer in the state wants a piece of it. You, the genius entrepreneur, then sell the land for millions more than you pay for it. It couldn?t get much better than this. While this is obviously the ideal scenario, it can work like this. As you know, land is the only commodity that they don?t produce any more of. Therefore the price of your land will eventually go up.

While there is a great deal of money to be made in this sort of venture, it can take a long time to mature. This is great for someone who has a big chunk of money that they want to sit on for a few years. There is no set time limit as to how long it will take you to win. You basically have to go with your gut on this one. Should you sell it five years from now for twice what you paid for it? What if in year six, Wal-Mart wants to move in and pay you 10 times what you paid? There is really no way to know. You have to get out when you feel the time is right. Look for the signs around you. If the trends of development in your area are coming towards you, wait for a while. If you?ve had the land for ten years and the city that you just knew would be the next boomtown turned into a ghost town, you might want to get out. This strategy can produce a great return and it?s a pretty passive source. You don?t really have to do anything except buy the land and wait.

Another great way to invest in commercial property is through the rehab market. This is where you buy a run-down property that needs a lot of work done. You fix it up with a little elbow grease. Then after it?s up to par, you put it back on the market and make a tidy profit. This is a growing segment in the real estate industry. There is a definite need for this as property is always getting old. The most important thing to remember in this type of venture is you make your money when you buy the property, not when you sell it.

You must find properties that are undervalued. If you overpay, no matter what you do to the property, you?ll still come out behind. You need to find properties that need a lot of work. This has the highest potential for a great return. Don?t get involved with a property that just needs a new coat of paint and the yard mowed. This will not make you any money. In fact, you?ll most likely lose money. Stick with the properties that need the most TLC and you?ll come out on top.

Another popular strategy is that of quick turning a property. This involves finding distressed properties. You search for a great deal that is extremely undervalued. This could be a property that is facing foreclosure or a bankruptcy. Someone may take a significant cut in the price in order to get out fast. This can benefit you, the investor, greatly. You then take the distressed property and put it back on the market quickly. Since you don?t have to sell quickly, the property will get fair market value and you can make thousands of dollars in profit. As with rehabbing property, the key is finding cheap properties that you know are worth more. This is where all of the money comes from in this type of transaction. If you know the market, you can do very well with this type of deal.

For investors that already have a good sum of money saved up, there is another form of investment that is very appealing. Professionals who want another steady income can invest in expensive real estate that is already a great performing asset. This could be a luxury apartment complex or condos or any number of properties. The investor then takes over the cash flow that is generated by the subject property. They will most likely leave the existing property management in place and just take the steady cash flow. This is a great form of investment for those that are looking for a passive source of income from their investment. People who would benefit from this are usually very busy and already successful in some other walk of life. They understand that the only way to create wealth is through multiple sources of income. Diversification is the key.

Whichever method of commercial real estate investment you decide on, make sure it?s the right one for you. Consider all the factors carefully before making your decision. Just remember that you too can succeed in real estate investment.

About the Author:

Tony Seruga, Yolanda Seruga and Yolanda Bishop of http://www.maverickrei.com specialize in commercial and investment real estate. As of May, 2006, they and their partners are managing over $600 million dollars worth of new projects.

Bradenton Fl real estate

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Stigmatized Homes - Why Did Nicholas Cage Buy Haunted Houses

Filed under: Texas Real Estate — Admin @ 6:55 am

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According to the Examiner.com in Chicago (full article) “It is believed that Cage bought the homes specifically due to their spooky past. Apparently he thought it was a good idea at the time or else he would not have done…


Federal Regulators Issue Final Model Privacy Notice Form - Must Appraisers Comply?


Eight federal regulatory agencies today released a final model privacy notice form that will make it easier for consumers to understand how financial institutions collect and share information about consumers. Under the Gramm-Leach-Bliley Act (GLB Act), institutions must notify consumers…

Profit From Commercial Real Estate Investments

Property investors have now turned their attention towards the lucrative deals presented by the commercial properties. This sudden interest is the result of the option to diversify your property investment portfolio, along with a high income and tax breaks. However, it is advisable to conduct a research before taking the plunge.

Commercial properties include hotels, malls, medical centers, retail stores, business and industrial property. These are operated for a profit from rental income or capital gain. Some common commercial property types are:

- Apartments and multi family units: These are the first choice of investors. Apartment financing and management is very similar to that of residential properties.

- Mobile home parks: These can be a profitable investment option especially if you own the land and sell the mobile homes.

- Retail properties: More than one tenant occupies the premises and it is utilized for retail transactions.

- Offices: This category includes suburban garden offices, suburban high-rise offices, medical offices and central business district offices.

- Mixed use properties: These properties are a combination of all the above property types.

- Health care units: They include assisted living centers and congregate care centers and nursing homes.

- Hotels: The properties are categorized as either limited service or full service.

- Industrial premises: These properties can be used solely for industrial purposes.

- Self-storage units: The consumers use them for personal storage or for lease.

- Other specialties: These include oil change facilities and gas stations.

According to a reputed New York based real estate research firm, the price of apartment complexes rose by 26%, retail properties by 14%, industrial properties by 21% and office buildings by 6%, in 2004. Commercial property investment is very profitable but it is a complex business, as compared to investment in residential properties. There are number of factors that affect the property evaluation of commercial premises. It pays to study the market and tread cautiously.

Boom in commercial real estate property:

Commercial real estate includes, but is not limited to, properties used for educational, medical, commercial or industrial purpose. The properties are usable in business or trade and can be sold or bought in the real estate market. The improvement in the economy and growth in business ventures are responsible for the revival of commercial real estate. Another important reason has been the continuous flow of new investment capital. This capital is sourced from people who seek higher returns from large investments. The areas that come under the category of ?commercially profitable? carry a higher evaluation, as compared to other properties in developing areas. The rates for commercial real estate properties are calculated differently from the method adopted for residential properties.

The rental yields are better for commercial properties and the monthly cash flow is more than that of residential property investment, in the same area. The quoted expectation of returns depends on the kind of business that would be transacted on the premises. The profit from commercial real estate investments is definitely much higher than profit generated from investments in residential properties. Investment in commercial real estate is as lucrative as investments in stocks and bonds.

Joe Kenny writes for SelectLoans.co.uk, a UK personal loans comparison site, visit us today for information on all loan topics including debt consolidation loans and links to leading UK providers.

Our Site: http://www.selectloans.co.uk/

Malibu condos

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December 10, 2009

Olivia in her stroller - dscf0006

Filed under: Texas Real Estate — Admin @ 5:52 pm

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Tampa Commercial Real Estate 2006

Home to attractions such as Busch Gardens, Tampa is a picturesque, tropical city that derives much of its local revenue from entertainment and tourism. Art, history, and recreation are all very important aspects of Tampa. With the wide variety of culture options it presents as well as the diversity of recreational facilities in the Tampa area, not to mention the sunny environment, scenic beaches and a suitable atmosphere for playing golf. Tampa, Florida is a very compelling place to relocate a business into. Generally, the economy of Tampa is on a steady expansion and its growth is spurred by the prevalence of corporate centers which have relocated into the area. For every investor who is planning to close a good business deal in Tampa, the high-quality and rich life are available for your convenience. Tampa commercial real estate features with the display of a wide range of property types to choose from, which makes Tampa a top choice.

For investors, purchasing a Tampa commercial real estate property is not for the faint hearted. A hefty number of wealthy entrepreneurs wonder about how they can strike a great deal on leasing rates for their office or commercial establishments particularly in Tampa commercial real estate. Some think that the place has evolved into one of the most expensive locations for commercial spaces and office sites. On the contrary, the Tampa commercial real estate market actually offers the most affordable commercial lots and properties in the United States. Tampa commercial real estate property owners of could even demand on high prices for office rents because all the amenities are provided for in site where the building was developed.

Realtors agree that the Tampa commercial real estate market is still very much a competitive selling market not only because of an exceptional market that allures relocation but also because of low interest rates. Moreover, the buildings are robust and stable, and will continue to be in the next few years. New project developments are always on the rise and have become a normal part of Tampa commercial real estate life.

Research studies have also shown that the number of Class A office establishments has been growing in Tampa commercial real estate commercial market. The momentum of this real estate market shows no signs of slowing down.

For a new business commercial investor, searching for Tampa commercial real estate for sale is pretty much the same process as finding residential real estates. Often there are separate listings, but most of the things you learned about buying residential real estate apply straightforwardly to commercial real estate as well.

Tampa commercial real estate listings are usually available for your viewing on the Internet or through real estate companies. Real estate agents can guide you through the listings and constrain your search to a few ideal properties that suit your needs, thus saving you wasted time and effort of looking through commercial real estate properties you would never buy.

It is also important for you to have a considerable background on real estate markets as well. For those who are planning to buy a Tampa commercial real estate property, chances are that you have a premeditated purpose in mind. This allows you to identify whole set of parameters that you will be assessing for, such as the size, shape and site of the property. Preparing a detailed portfolio of your needs and wants in your ideal property will also facilitate the agent in finding the most appropriate commercial real estate that you need.

First, you should contact a local real estate agent. Many agents specialize in specific fields. Finding one that works mainly in commercial real estate can be of benefit to you. It?s also important to find an agent who knows the area and local real estate market. Don?t be afraid to do research yourself, as the more you know about the local scene the easier it will be to spot someone who isn?t as knowledgeable. You may also want to ask for a list of references. Experienced agents will eagerly provide you with a list of past jobs and experiences. The intimate details of a particular property can be the difference between a sure buy and a disaster, so the more knowledgeable your agent, the better off you?ll be.

Location is the most important thing when looking at a given property. This is one place where commercial real estate differs greatly from residential real estate, as you?ll want a property with proximity to very different things. There are hundreds of things to consider; note how close your property is to the following areas:

? Highways

? Metropolitan areas

? Similar commercial ventures

? Residential areas

? High population zones

? Popular commercial ventures that can help you get more business, such as theme parks, zoos, monuments or other local attractions

Of course, remember the effect of negative neighbors as well as positive ones. According to your particular target population, a property may have more or less value depending on its neighbors.

Because of this, if you?re looking through Tampa commercial real estate for sale and trying to find the property for you, make sure you contact a local real estate agent. Going to the real estate yourself can also be one of your most valuable sources for information, so be prepared to spend time viewing potential properties.

Earl Juanico
www.tampa-realestate.biz

Huntsville Real Estate

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Commercial Real Estate Marketing Demands Quality, Speed and Economy in Construction

Filed under: Texas Real Estate — Admin @ 5:52 pm

Commercial Real Estate Marketing Demands Quality, Speed and Economy in Construction

When one looks at commercial real estate marketing, one thing immediately stands out. The demand for new commercial properties is highlighted by a need for high quality, safe, economical, and quickly constructed structures. This demand holds true for the low- to mid-rise office building, the retail building, the storage building or buildings with a combination of uses.

Metal building kits and manufactured steel building packages address all of these needs.

High Quality

Manufactured steel commercial buildings are fabricated in a quality-controlled environment. It’s true that they still have to be erected on-site, but most of the critical assemblies are done in-plant or are engineered to be assembled on the site with little room for contractor errors.

The nature of the product exudes the quality a commercial real-estate developer expects. Manufactured metal buildings are constructed from high quality steel of exact dimensions. They are engineered and fabricated specifically for the application that the real estate dictates.

Safety

Metal buildings meet the strictest code requirements because they are engineered to meet those codes and required loads. As well, metal buildings are non-combustible meeting that code requirement for commercial construction.

Speedy Construction

Commercial metal building packages are designed to be quickly and easily erected on site. Depending on the type of metal building kit, they can be likened to erecting a large ‘Mechano’ set of a ‘Lego’ kit. Designed to be installed without having to do any site fitting decreases the on-site construction time. If the foundations are installed correctly, level and square, the metal building components will fit together perfectly.

Cost Economies

The reduced erection time automatically reduces the construction cost of commercial real estate development. We all know that time is money! There may be minimally more fabrication time in a steel building kit than there would be in a conventional ’stick-framed’ steel building. The much lower on-site time more than compensates for this while allowing other trades to complete their work sooner.

As well as erection timesavings, there can also be other cost savings as a result of using a steel building package. A steel building is much lighter than many other types of non-combustible commercial construction. This can result in lighter requirements in the footings and foundations, resulting in cost savings for those items.

Check out the possibilities for your next commercial real estate development

About the Author

www.PrefabMetalBuildingKits.com provides visitors with tips tricks and insider information regarding the metal building industry. Whether you are a purchaser or contractor, we endeavor to provide useful information. For commercial building information visit Commercial Metal Buildings.

Sarasota Fl Real Estate

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December 9, 2009

Real Estate Property Options Online

Filed under: Texas Real Estate — Admin @ 4:55 pm

By Kristi Ambrose

 So you want to buy a home?!? Great! But you don’t want to do all the work it takes to find a place. Well that’s okay too because there are many sites online that offer a service called Real Estate Consulting or Real Estate Agents. Usually the deal here is, you tell the Consulting team what type of property your looking for, as well as the different options you want, and they will search out the home for you.

For example say I want a home in Dallas Texas, that has 5 bedrooms 4 bathrooms, is located off on its own away from all the hustle and bustle, and is around $250k. Well the consulting team searches online and offline to find the right home for you, then they present these homes to you and you can either “OK” them for a viewing or you can “decline” and have them find some other homes for you. It really is that easy. And since you hired them to find your new home, don’t worry about not liking what they found for you. This is what they do for a living so don’t worry about “hurt feelings” or negative feelings of any sort. Just ask them, and they will happily find more homes for you that are more your style.

A Real Estate Consultant is a type of real estate agent. They either directly or indirectly give advice, consultancy or technical assistance. In this case, they would be giving consultancy and advice to you. Some of these consultants are free, and others charge fees. If they have a website be sure to check out the FAQ section or the Terms Of Service (TOS) section. Or just ask them directly. Either way, the fees of a consultant team or firm should be less than that of a Real Estate Agent! If not then you need to look somewhere else. As with Real Estate Agents, you need to find a team or person that you can meld with easily. Someone that is willing to work with you and find you what YOU want, not what they think you want! But you the buyer, also has to be open to “suggestions.” You never know what might happen or what little gem you might find by being a little open to places that you wouldn’t normally look at!

I had this happen a few years ago. I was absolutely set on a certain location and a certain type of home and I didn’t feel the need to be open to anything. I guess I was a little selfish. My Agent kept asking me to check out this one property in particular and I just wouldn’t budge. Finally I said okay fine, show me what you got. Can I say I think it was the most beautiful location I ever thought possible. But by the time I finally stopped being pig headed, someone else had already scooped it up. And that’s about the time my agent gave me the “look.” The “see I know what I’m talking about” look! Put some trust into your agent or consultant, they know what they are doing!Just like you do your job for a living to make money, they do their job for a living to make money. Don’t second guess them!

If your searching for sites that specialize in real estate or properties in Dallas Texas or any other state or city for that matter here are a few places you can look online to find whatever it is your looking for, have it be a new home, undeveloped home, rental home or whatever else:

BuyandSellDallas

Bigdfsbo

InTownDallas

DallasNorthProperties

RealtorsBlvd

HomeGain

You can also search on several other sites that offer options for country wide homes with in any state or any city that you either already live or are thinking about moving to. These websites offer different options so that you can find the exact home your looking for. Things like prices, locales, bedrooms, bathrooms, size of space, etc. Some of the locations offered within these sites for Texas are Dallas, Ft Worth, Gaylord, and much more!

This author is a huge fan of LicensedBrokers.com a real estate, insurance and mortgage website that features property listings and local mortgage and insurance brokers.


Real Estate Myths: Part I

By Ryan O’Neill

 There are numerous real estate ideas and concepts in the mainstream media that I would consider myths. Things that everyone is taught to believe, but in reality, when you look at today’s real estate market, they in fact are not true.

The first real estate myth: I am going to sell my home by owner to save money. Reality: statistics show the FSBO’s historically end up getting a lower sale price to list price in comparison with a normal seller working with an agent. Also, a seller also does not realize how complicated a real estate transaction can be, especially in today’s market with financing options decreasing. Even more so than ever, having a real estate agent on your side who can guide you through the transaction is imperative.

The second real estate myth: open houses are an effective way to sell my home! Reality: less that 1% of homes for sale sell through an open house setting. The seller feels they are valuable however, because they can “see” their agent working on Saturday afternoon. Hauling out those for sale signs, putting a nice ad in the newspaper. Though open houses may not be an effective way to sell homes, they are a great way for newer agents to “prospect” and meet potential buyers.

The third real estate myth: I need a Realtor who knows my neighborhood to sell my home. Reality: hire a real estate agent with a top marketing plan that will bring the buyers to your home. Simply knowing a neighborhood is great. However, your real estate agent’s job is to market your home through many different advertising sources: the internet, print ads, radio, television. This should be the focus of your conversation with the potential agent. Ask him or her what type of marketing strategy they have, ask them where they will advertise your home.

The fourth real estate myth: I had 35 showings on my home, but my agent just could not “sell” the home. Reality: your home is overpriced in this case. Your agent’s job is not to “sell” the home. Your agent’s job is to get those 35 people to take a look at your home. If after these showings you do not have an offer, there is a definite problem with price and also possibly condition.

The fifth real estate myth: I want my agent to be at the showings to point out all of the great features of my home. Reality: potential buyers do not want the listing agent present at showings. It creates an uncomfortable environment. The buyers will see these great features on their own.

Ryan O’Neill is a licensed agent with RE/MAX Advantage Plus. As the founder of The Minnesota Real Estate Team, Ryan and the team help clients buy and sell Minneapolis Real Estate. This team is a dynamic group of Minneapolis Realtors.


For Sale By Owner Listing - How To Use MLS Listings

By vikram kuamr

 Many MLS listings today are listed for sale by owner. There are many sellers who prefer to do a for sale by owner listing rather than list their home with a real estate broker. This is due to the fact that the broker charges a commission based on the sale price of the home. Many sellers would rather save that money when they are contemplating selling their home.

It is easy for sellers who are doing a for sale by owner listing to get a listing on the MLS. MLS listings are one of the easiest ways to sell property as they are seen by everyone who pulls up listings in the area. The MLS is the multiple listing service and is used by real estate brokers to list all of their properties that are for sale. This service can be accessed by all brokers who are part of the multiple listing service, which pretty much encompasses all brokerages. Those who want to sell their property for sale by owner can include their property in the MLS listings as well, for a flat fee.

Many sellers who are seeking a way to sell their home and save money at the same time are choosing to do a for sale by owner. They take care of the details of selling the property and showing it to potential buyers. If a buyer is interested in the property, the seller will have to make the deal with them. A real estate agent is someone who helps the seller find a sales price determined on the prices of homes in the area, lists the property on the MLS listings for the seller, shows the property or has another broker show the property to potential buyers and then presents a contract if the buyers are interested. If a seller is doing a for sale by owner listing, then they will have to take this on themselves, although many sellers do not mind. This is because brokers will charge around five to seven percent, and in some cases even more, to act on behalf of the seller.

Buyers who are interested in buying a home will look through MLS listings for the properties in the area. They generally have an area where they want to look. They can look for a for sale by owner listing in the MLS listings as well. In the case of a for sale by owner listing, the buyer can ask their agent to try to deal with the seller in exchange for a partial commission that the seller can negotiate or they can approach the seller themselves. Buyers can usually get a deal if they look for a for sale by owner in the MLS listings as the seller does not have to pay a commission to the real estate broker based on the sale price of the property. The buyer can approach the seller of the property, look at it and if they are interested, draw up a real estate contract for the property. As buyers and sellers usually engage the services of a real estate attorney anyway, they can use the attorney to draw up the contract for the for sale by owner listing if they do not feel comfortable doing this themselves.

A for sale by owner listing is one that is listed by a seller without a real estate agent. These listings can be found on the mls listings by potential buyers by going to Bloomkey.

Guide to Commercial La Grange real estate investments

The recognition of La Grange Real estate auctions, real estate properties is growing at a fast rate in the USA. Both money-making and residential real estate property are easily available these days to upper and middle class people as well. It is no longer required to maintain hefty bank balances to be able to bid on the real estate properties.

Real estate properties in LA, MO are a thriving business and have become very popular. La grange real estate is one of the most sought after properties. Similarly, LA Grange MO Real Estate, LA Grange TN Real Estate and LA Grange Park Real Estate are other properties that you could take a look at before making a decision.

Buying property in La Grange has become very common in the past few years and moreover, people are more than willing to invest in real estate as a way to cash in on the LA Grange real estate housing market. One may be surprised to know, within three months two most popular areas of la grange - grange la nc and grange la have sold up more than 700 homes and apartments! Within these two popular areas of la grange, over 57 % and 42% of the homes were sold as it relates to lot of flipping in the last two years which has combined for 99% of those two real estate markets in la grange housing sales.

There is major problem associated with the La Grange Real Estate investors, they lack the knowledge and the information and do not understand the pitfalls associated with La Grange real estate exchanges. Many estate grange la park real estate investors get caught up in buying small family homes, then reselling them for a profit. Some of the best real estate agents can help you out to make your deal more profitable and guide you sincerely all through the deal.

The main reason that people do not invest in commercial real estate is because they think that they do not have the necessary skills to do so, but there is nothing to worry if you have the support of some of the best brokers in the market. La Grange Texas Real Estate is another most flourishing market for real estate investors and brokers. It would be unwise to get in the flow, rather carefully choose your property before you decide. But when it comes down to it, investing in commercial real estate is pretty much the same as single family homes. Sure, there are a few details that are a bit different, but all in all everything works out the same in the end.

La grange il real estate, real estate la grange ca and la grange ky real estate are some other places for investors. Check out all the resources for real estate brokers, agents and properties on www.lagrangerealestate.ixzc.com

About the Author

Randell Rogfend is a father of three children who has had a long and fulfilling writing career. His passion is writing and he has contributed to countless newspapers, magazines and books. www.lagrangerealestate.ixzc.com The following site is his collection of articles about his latest interest: www.lagrangerealestate.ixzc.com/La_grange_texas_real_estate

Scarsdale Real Estate

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Commercial Real Estate: Becoming A Market Expert - Part #6: Focus On The Area Of The City With The Zoning You Need

Filed under: Texas Real Estate — Admin @ 4:52 pm

Commercial Real Estate: Becoming A Market Expert - Part #6: Focus On The Area Of The City With The Zoning You Need

By now, you?re probably pretty well acquainted with the process on of focusing on the property type and area you want. You know the zoning which supports it and you?ve reviewed in detail the zoning maps.

Now what? It?s time for some legwork. You want to put into use some of that book learning and researching you?ve been conducting.

Take a look at your zoning maps with highlighter in hand. Now highlight the areas you want to go look at. Then you get in your car and drive around to take a look at those areas and neighborhoods.

It?s that simple. It will be an eye-opening experience.

Here?s what you want to do specifically:

First, and most importantly, take your time. This isn?t a race. There?s no winners or losers for getting it done quicker.

The expedition is about gathering information and getting a feel for the area. Your goal is to review the area and the properties on an overall basis.

As you drive around the area, take note of any properties which are in transition. Meaning they have signage that says ?For Lease?, ?For Sale? or ?Sold?. When you get back to your office check out the history of those properties. Call the owners, brokers or agents to find out more about each of the properties.

Why would you want to do that?

Well, for one thing you are looking for pricing information. For instance, how are people paying per square foot? What are the terms and conditions. The ones that are for rent are wonderful indicators, because you?ll be able to piece to together the income potential for the area.

Number two, you want understand how the market is appreciating over time. Plus, it is wonderful feeling to discover a diamond in the rough.

Number three, if a property is for sale, it just might be up your alley (no pun intended). And you can start the process of analyzing whether the property is a good deal.

Now, that you are starting to get a feel for the area, go ahead and visit the other areas highlighted on your map. You?ll notice similar but different transitionary aspects of each sub-market you scout out.

This is where it gets really interesting. Start to ask yourself why the changes. What are the reasons for the appreciation or lack of appreciation. Then get your answers from the brokers or owners you are representing the properties.

It?s important that you ask these people because they definitely have the answers you and need going forward. Your knowledge of the market will give you the opportunity to talk intelligently about the opportunities as well as the advantages and disadvantages.

The best part is you?ll start to make some good contacts, and maybe even friends or future investment partners.

As you continue driving around you?ll begin feeling more and more comfortable. The process will become easier and you?ll start to notice the nuances and details. And then you?ll automatically start making comparisons and evaluations.

Again, it is vitally important you take your time and take the time to enjoy the process of discovery.

About the Author:

Tony Seruga, Yolanda Seruga and Yolanda Bishop of http://www.maverickrei.com specialize in commercial and investment real estate. As of May, 2006, they and their partners are managing over $600 million dollars worth of new projects.

San Francisco cosmetic dentist

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December 8, 2009

Everyone’s biggest concern is the risk o….

Filed under: Texas Real Estate — Admin @ 7:52 pm

Everyone’s biggest concern is the risk of a low appraisal.

cosmetic dentist San Francisco

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North Park wreck 7

Filed under: Texas Real Estate — Admin @ 2:52 am

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Can Commercial Real Estate Be Risky?

Real estate investors often hear stories of how profitable commercial real estate can be.

These success stories paint the picture that investing in commercial real estate is a goldmine just waiting to be discovered. In some ways, investing in commercial real estate can be considered as just that.

Many people are not aware of the profits that can be made through investing in commercial real estate. Similarly, they are also unaware of the amount of work that is involved with commercial real estate investing.

Certainly those people who have been successful in investing in commercial real estate are not trying to lead sheep to slaughter by making it seem that the process is all glitter. Rather, these people have worked in the area so long they know how to work around the possible pitfalls involved with investing in commercial real estate.

If you are thinking about getting involved with commercial real estate investing you might wonder if everything is as easy as it may first seem. There is no simple answer to this question. Rather, it is good to know the bad side in addition to the good side so that you can make an informed decision about investing in commercial real estate.

As you may have already discovered, commercial real estate is very much different from residential real estate. With commercial real estate, there are many subcategories in which you can choose to become involved.

When some people first begin investing in commercial real estate they make one of two mistakes. Either they begin working in an area of the market that they are unfamiliar with or they try to work with too many parts of the market. Since there is more than one category of commercial real estate, it is best to pick one of those categories to specialize in.

This way you spend your time getting better at just one aspect of commercial real estate rather than becoming the ?jack of all? trades in the market.

Another thing that could be considered a disadvantage to investing in commercial real estate is that you must be very detailed oriented. One of the biggest mistakes that investors make in this market is contract oversight.

There are many different negotiable terms in a commercial real estate contract. If you fail to close the loop on any of these terms you could find yourself in a situation where the person on the other end of the deal has the upper hand. You want to avoid this situation at all costs.

Having an attorney read over your contracts is a good practice to make sure the contract is in your best interest.

When investing in commercial real estate, exit strategies are a must. Because of the nature of commercial real estate, there is a greater chance that something could go wrong.

For example, a buyer could back out of the deal at the last minute. It happens frequently in the commercial real estate business. Always have a contingency plan in the event that things do not go according to plan. The last thing you want is a commercial property that you can?t sell.

Indeed, there are some advantages to investing in commercial real estate. However, disadvantages exist as well. It is best to know both sides of the story so that you don?t find out when it?s too late.

About the Author:

Did you know there are an estimated 8 million plots of unclaimed land and real estate in this country? Download a free ebook, that shows you how to claim your share here:
http:Claim Free Land & Property Ebook

Hershey PA Real Estate

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December 6, 2009

Waterfront Festival, Alexandria

Filed under: Texas Real Estate — Admin @ 9:52 am

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Commercial Real Estate Loans

Are you considering buying a new house soon? Buying a new house is probably the biggest investment one can make in his lifetime. Buying a new real estate certainly requires a lot of money. It is not possible for everyone to finance the real estate from own sources. This is where Commercial real estate financing becomes a necessity in gaining access to the much-needed funds.
Commercial real estate loan is one of the types of real estate loan. This loan can be used to buy, improve or refinance commercial property, if you own 50% or more of the real estate. Commercial loans are the best option if you are looking for funds to finance buildings or land for business purposes. This type of loan falls under specialized mortgages owing to the fact that the lender has a legal claim over the property until the loan has been repaid completely.

Financing for commercial real estate loans is completely different game when compared to residential mortgage loans. Commercial real estate loans move faster as compared to residential mortgage loans and are more flexible. National standards require a commercial loan for any property with more than four units.
To apply for a commercial real estate loan you need to provide the following:
? Provide at least two years worth of tax records
? You need to provide balance sheet statements from the building to demonstrate its success as a business enterprise.
? You will have to make a down payment of at least 20% to satisfy commercial lending requirements.
? For small investors interest rates may be around 1% higher as compared to the residential loans.
You need a moneylender who can assure you
? Highly competitive interest rates on loans depending upon your situation
? Dedicated and pre-approved lenders with knowledge and decision making ability
? Flexible financial solutions
? Flexible terms and rate options
? Less paperwork including no financial documentation program
? Save thousands of dollars on closing cost
Today one can find thousands of financing lenders on the web. This makes it very much important to select a financial lender that best suits your requirements. It would be advisable to make use of commercial mortgage lenders database that enables direct access to your type of lender and avoid you falling in the hands of a broker.

Commercial lenders are fussy. So just relax even if your loan gets down, simply go to the next four cheapest commercial loan lenders on the list and apply with a simple mouse click. There are lots of “A” paper lenders; “B” paper lenders and easy “C” paper lenders. All you have to do is just fill an online application form and a lender will contact you within 24 hours giving you details about the loan.

About the Author

Darren Dunner is a professional writer currently writing about I Loan Resource. Visit www.iloanresource.com/
for more information on the subject.

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What You Should Know About Commercial Real Estate

Filed under: Texas Real Estate — Admin @ 9:52 am

What You Should Know About Commercial Real Estate

Have you gone to a shopping complex? There, you will see different novelty shops, grocery stores, and other small businesses. If you will decide on whether you want to enter such business, it is important that you will understand the basics of commercial real estate investment and how you can gain profit from real estated investing.

Understanding Commercial Real Estate.

Real Estate is defined as a certain property that can possibly generate revenue for its owner. It generally includes office buildings, shopping malls, service stations, restaurants, apartment units, and raw land.

You must understand that only properties, which have a potential to produce income for its owner, is categorized as commercial real estate.

Therefore, it will not include real estate of habitable characteristics such as houses and apartment buildings.

So how is it leased to the potential clients? Usually, the owner of the property leases it through a licensed broker. Then the broker will make the necessary arrangements with regards in advertising that property.

In addition, the broker can make some agreement with the owner or seller of the property about its improvements such as renovating or clearing the perimeter of the ground where it is erected.

How to Get Started in Commercial Real Estate Business

If you want to start with this type of investment and yet, you do not have a concrete property to sell, maybe the first thing to do is to have some guidelines that you can start with. Here are the things that you should consider in building your commercial property:

? Determine what are the hot business are around. Decide if you will cater to the needs of individual or partnership that wants to rent spaces for their food or novelty shops.

? Choose the best location of your property. Go for the finest piece of land that you can utilize efficiently. You can consider erecting commercial property nearby high traffic areas can be easily accessed for full-service restaurants, hotels, and other shopping centers.

? In aid of choosing your property?s location, you consult the planners of the local government where it will be built. They have a zoning system, which separates industrial, residential, and commercial properties. It will help you to obtain the necessary clearance and permits from them.

? You can opt to hire some financial advisors. They can help you to plan for the revenue aspects of your investment. Always keep in mind that the right investment is the best chance to earn more profits.

? In case that the property is funded under a mortgage, it will be wise on your part to repay it religiously. Do not let it be your liability; remember that your goal is to earn money, not to lose money.

? If the property is now ready for leased, always have the necessary arrangements with your real estate agents with regards in advertising your property.

? Check the rates, terms and conditions, and other related aspects concerning the lease of your commercial property. You must also serve the interest of your potential clients that will avail it.

Earning money through commercial real estate property requires enough planning. This is an investment; either you lose or gain money.

About the Author:

Lavinia Snider is the editor of Seized Real Estate Online. Learn everything about seized real estate sold by public auction

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Commercial Real Estate Investment Decisions

Filed under: Texas Real Estate — Admin @ 9:52 am

Commercial Real Estate Investment Decisions

WEIGH YOUR RISKS CAREFULLY

When you decide to embark on a commercial real estate investment program, how do you get your start? We know that there is no such thing as 100% financing for commercial property, so where do you get your initial capital for that first purchase? One method which I have discussed before is to use Other People?s Money as your initial ?stake.? Perhaps having partners is not the path you wish to follow in your investment program. That makes the other option using your own funds. Before you dip into your resources, however, consider some of the risks you face.

First, you are embarking on an investment program about which you have little practical experience. You may have read every book on commercial real estate investing ever printed and gone to every seminar ever produced in a hotel for a year, but you have no experience in the business. Do you really know what can go wrong? Do you realize what additional reserves you might need in case things don?t go as planned?

Second, consider the source of your equity. For most people who have done some real estate investing, they have probably focused on residential investment properties. Residential properties usually enjoy a large number of comparables to easily estimate value, financing programs for residential properties allow potential buyers to facilitate sales with little equity investment, and residential properties are usually less expensive, and therefore more accessible, to most people. If you are such an investor, then you probably have a pretty good pool of equity to tap. But how do you access it? Sell them outright and pay your capital gains? Sell them in a 1031 Exchange? Refinance them? Each option has its advantages and disadvantages.

Third, if you are like most people, your biggest chunk of equity is sitting in your home. There may be a great temptation to go get yourself an equity line, suck out the equity, and go buy a commercial property somewhere. Before you do, make sure to consider how the increased debt service of the equity line will affect your finances. Can you truly afford the payments if something doesn?t work out with your commercial investment? Yes, your commercial property will be producing income. However, the majority of that income will be used to pay its operating expenses and paying off the loan you arranged to acquire it. That doesn?t leave a lot left over for you in the initial years of the investment to pay down the equity line, which will most likely have a rate somewhere above the Prime rate (8.25% today).

The point is to consider your investment goals, your tolerance for risk, and your ability to live without the funds you are using for your commercial investment. Over time, your commercial portfolio should provide you with significant current income, a hedge against inflation, and net appreciation. You need to pay careful attention to how you structure your commercial real estate financing to minimize unforeseen risks and increase your chances of success. In your quest to achieve your commercial investment goals you need to carefully asses the impact of the financing decisions you make.

WANT TO USE THIS ARTICLE IN YOUR E-ZINE OR WEB SITE? You can, as long as you include this complete statement with it: ? ?The Investment Property Insider? is published by Craig S. Higdon, a veteran commercial mortgage broker. He publishes the weekly e-zine and blog, http://www.InvestmentPropertyInsider.com, for commercial real estate investors, developers, and industry professionals. Visit the blog and get this free report: ?The 7 Biggest Loan Mistakes Real Estate Investors Make And How To Avoid Them.? ?

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December 4, 2009

Tim Tuttle: U.S. driver JR Hildebrand does well in F/1 test drive

Filed under: Texas Real Estate — Admin @ 4:53 pm

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JR Hildebrand was a surprising selection by Force India for F1’s young driver test this week at the Jerez circuit in Spain. Still, he delivered a solid, competitive 131-lap performance. It was an impressive first time attempt in an F1 car, while running against 17 of the world’s best young drivers — several with experience as F1 test drivers.



Looking to Get In With the Big Commercial Real Estate Players? Learn How to Break Into the Industry

Commercial real estate is the most profitable industry in the US, if not world. In fact, commercial real estate is responsible for creating the more real estate tycoons than any other industry has created- millionaires and even billionaires. The commercial real estate industry is slowly becoming available to the everyday person. There is no need for millions of dollars in the bank, perfect personal credit, a strong investing or financial background, or even an advanced education.

Those who are willing to learn and are motivated by success, a profitable lifestyle, and making a difference in the lives of people who live in the communities they work in, can be extremely successful in commercial real estate if they are motivated enough to get there.

There are professionals who can help you every step of the way and advisors who can lead you down the right path of investment. These few tips will accelerate your journey to success so you too can go from a commercial real estate novice to an extremely wealthy and profitable investor.

The first step in being a successful commercial real estate investor is to get to know your community. That’s right, your own back yard. You need to know the buildings, how much they are worth, and who owns them. It is time to become a detective and identify trends or patterns within your local market. There may be specific apartments that are being poorly managed and are about to go into foreclosure, or a new mall in the development plan about three years from now and purchasing the 100 acres around the future building site at the very inexpensive price of $15,000 per acre is going to be worth over $200,000 per acre once the mall goes under construction.

Attend your local planning and zoning meetings, investing meetings, and chamber of commerce. Make your presence slowly by watching and seeking out the noticeable successful investors and decision makers within your community. What do they do? What have they been responsible for? You will also begin to understand the value of properties in your community, where certain properties are beginning to decrease in value due to poor management and outdated amenities, as well as what opportunities you may take advantage of in the future.

The second tip is to read, read and read on everything commercial real estate. You need to understand the industry inside and out to truly be successful. Have a certain type of property you enjoy, such as apartments or office parks? Then focus in a certain area. How about a specific strategy such as purchasing foreclosure, bankruptcy or declining properties and adding extreme value to the bottom line? Or perhaps you are interested in simply holding properties and then selling when the market demands the ultimate price. The more you know, the more successful you can become.

The last and most effective tip I am going to give you today is to seek out a successful commercial real estate investor whom you can study, model after and even adopt as a mentor.

Who do you notice in your community that is always ahead of the commercial real estate game? Repeatedly purchasing properties and creating value within the community. Ask these people for advice- but always come prepared. Schedule a meeting or a nice dinner or lunch meeting. Always thank them for their time and send a thank-you gift explaining how the information helped you and that you look forward to their next meeting. Offer to help in any way you possibly can- simply for the education.

I think you would be surprised how many people would be willing to teach you the ropes for a helping hand. Always listen and approach the situation as a learner- not an expert. Never step on their toes and take in the experience. Watch for details, specific strategies and eventually you too will be one of the big players in the industry.

If you recognize the benefits that the commercial real estate company provides, then do not let any obstacles of fear or inferiority stand in your way.

With a little observation, effort and a whole lot of motivation, you can be the next millionaire real estate tycoon. There are people and professionals willing to assist you in your efforts and have knowledge they are waiting to pass on to the right people. Be that person who drives others to want to teach you the business. This is not a difficult business but one that requires motivation and effort to learn the strategies for great success.

Are you going to be the one who reaches these commercial real estate goals? I definitely hope so.

Tony Seruga, Yolanda Seruga and Yolanda Bishop of http://www.maverickrei.com specialize in commercial and investment real estate. As of May, 2006, they and their partners are managing over $600 million dollars worth of new projects.

About the Author

Tony Seruga, Yolanda Seruga and Yolanda Bishop of Maverick Real Estate Investments, Inc. work with builders, developers and other players in the commercial real estate industry to acquire and develop properties. They use progressive investment strategies that have proved extremely profitable. In addition to their own deals, they teach both seasoned and inexperienced investors how to be big players in the game. Visit the website for more info.

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Commercial Real Estate Investing: Five Ways to Make Money

Filed under: Texas Real Estate — Admin @ 4:53 pm

Commercial Real Estate Investing: Five Ways to Make Money

Fundamentally, there are about five different ways to make money investing in commercial real estate. Each one should be considered a tool in every investor?s commercial real estate investment toolbox:

Strategy #1?Equity Buildup: Most people are familiar with the concept of increasing the equity in a property. Equity build-up is one of the key ways to make money in commercial real estate. It can be done four ways:

One is to initially buy the property below market value. This gives you immediate equity buildup. To do this successfully, it?s important to have done your ?due diligence? on your property, understand your buyer?s needs, as well be a skilled at negotiating.

The next way to build up equity is through appreciation of the property. This can easily be done if you are keeping the property in good repair and making sure that when you purchase the property, it is in an area that is growing. It?s value is bound to appreciate over time.

The third way to buildup equity is by paying down debt. The key to this strategy is to always strive to get the lowest interest rate possible on your mortgage or other debt instrument.

The fourth way to create equity is when it?s time to sell, invest the effort to sell at above market value. Again, knowing your prospective buyer, having access to critical information, and being skilled at negotiating can give you an immediate boost in equity.

Strategy #2?Depreciation: At tax time every year, you can receive an after-tax profit boost because the calculated depreciation is taken is taken as operational expense directly against your profits. There is one caveat however: You can depreciate the cost of the buildings, but not the cost of the land.

Strategy #3?Collect Rents: Getting the property to carry itself is the goal. But don?t stop there. You want the rents to not only cover the mortgage and ongoing maintenance and any major repairs - you also want the extra cashflow to perhaps pay down the debt to increase equity or fund another investment.

Strategy #4?Offer Attractive Financing: When it is time to sell the property, you can often negotiate a better deal for yourself when you offer attractive financing or more convenient terms to the potential buyer. For instance, a prospective buyer may be willing to pay a higher overall price if they don?t have to pay as much cash upfront.

Strategy #5?Add Significant Value to the Property: This is one of the most valuable ways to make money. When you add significant value to a property, you can often get a big boost in profits. Adding value can be done several different ways:

First, look at making strategic improvements. Making repairs is obvious, but also look for strategic improvements to make in the property. By strategic, we mean to concentrate only on those items that will raise the value by multiples of what they cost you.

Then, analyze whether there?s an opportunity to convert a higher and better use. When there is a higher and better use for the property, it can be worth substantially more. For instance, if you own raw land in the path of progress, you could get it converted to commercial zoning.

There is an old saying ?Buy by the yard, sell by the inch.? Applied to commercial real estate, it means breaking up a property can often increase the value. For example, you can buy raw land, turn it into a subdivision, and sell off the lots to independent developers to build on.

In summary, use this quick ?checklist? as a way to jumpstart your commercial real estate money-making creativity. It will give you some additional ways to make money you may not have thought of before.

Here?s the key takeaway: When investing in commercial property, a savvy investor will always factor in as many possible ways to make money into the investment as possible. Because that?s the name of the game?to make as much money in as many ways as you can, with the least out-of-pocket investment.

To request your Free Report ?Prospecting for Profits: Turning Dirt Into Dollars? An Introduction to the Profession of Commercial Real Estate Property Scouting?, click here: http://PropertyScoutCash.com. Learn how you can earn 6-figures and up working on multi-million dollar commercial real estate deals–with no risk, no capital and no experience on your part. How? Simply by using the power of Internet to help our investor group find commercial property to purchase that meets their acquisition profile.

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Miami Commercial Real Estate - Tips in Selling Your Commercial Property

Filed under: Texas Real Estate — Admin @ 4:52 pm

Miami Commercial Real Estate - Tips in Selling Your Commercial Property

For sale commercial property is actually popular, but of course entering to this kind of venture of not that easy especially to beginner real estate agent or individual.

Yes, whether you are a real estate agent or private individual, there is free classifieds that offers you to list your commercial property. There are as well some tips in order for you to advertise and expose your commercial property in Miami commercial real estate.

The first tip is that you list your commercial property online for free. There are loads of online classifieds that allow free advertisement posting for your commercial property for sale. All you have to do is research for those sites that will allow you to post an ad for free. Actually, these sites can allow you to list many of your properties, without limitations. Listings online can make your commercial property for sale, more expose that in your local newspaper. Online listings can also provide you more marketing and advertising options.

Another tip in order to sell your commercial property in Miami commercial real estate is by putting a “Commercial Property for Sale” sign. Yes, indeed, putting ‘for sale’ sign is an outstanding way of advertising your commercial property. If your commercial property is located on a main road, the sign could attract passenger, especially those who are actually looking for a commercial property. But make sure that the sign you put is visible enough to attract people and will get interested to see your commercial property. Principally, the targets on putting the sign are those who haven’t seen your ad online, or those you haven’t seen the listings. Actually, in advertising your commercial property in order to make a sale is by doing it either online or offline.

Now, a lot of people are actually unaware of the commercial property or other properties around them, and they to do not have enough time to look around, so by putting a visible sign on you commercial property, could help you to catch the attention of people and be interested on your commercial property.

Another tip is that, if these don’t work for you and you haven’t sold your commercial property then it would be better to hire the expertise of a real estate agent. There are many sites that can provide you information on property brokers and can assist you in finding the right real estate agent for you. Researching for the right and professional real estate agent should be done, in order to sell your commercial property.

If in case you found the right real estate agent, then this agent will help you sell your commercial property in Miami commercial real estate, it will be stress-free on your part if you have an agent to help you out.

There are a lot of ways to advertise your commercial property all it takes is to give some time in advertising it. Just continue to provide information on the websites and soon the effort and time you give will soon pay off. Soon your commercial property in Miami commercial real estate will be sold. Just try to consider the tips in selling your commercial property in Miami commercial real estate.

Article Author Eliza Maledevic from Jump2top.com, a SEO Company.Visit Miami Real Estate Websites at
http://www.miamirealestateinc.com & http://www.miamirealestateinc.org

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December 3, 2009

Discovering The Weak Link: Optimizing Your Commercial Real Estate Investment Strategy

Filed under: Texas Real Estate — Admin @ 9:52 am

Discovering The Weak Link: Optimizing Your Commercial Real Estate Investment Strategy

Being an investor is a lot like owning your own business. You have money and people to manage, important financial decisions to make, and systems that represent your strategy. While these assets and operations result in successful and profitable deals, there are always problems arising, just like in a normal business, that can slow down productivity and progress of whatever activity is currently in motion.

A problem with many investors is that they do not view their process as a business. They do not have a company name or multiple teams working below them. They do not have business rules, regulations, checks and balances, or protocol for the people they work with. However, the truth is, commercial real estate investing, no matter how small, is a business all itself. In order to optimize this fact, one should follow proven business strategy that allows great companies to flourish with very little constraint or pain.

A very important theory that is used not only in business, but in science, politics, sports, and even everyday life is the Theory of Constraints. This theory literally transcends all boundaries as it is a scientific principle that can be applied to any relationship between two or more subjects. You have all heard of the expression, ?You are only as strong as your weakest link.? This is in reference to the Theory of Constraints.

What is basically introduced is the concept that you can look at a process or relationship as a chain. One link to another, that chain is reliant on the strength of the relationship. If it is a process, and each link is a task, then each task must be working optimally so it does not weaken the chain. If one link becomes tired, lazy or behind, then the chain is all together weaker and ineffective at producing the result.

At any one time there can only be one constraint. You must tackle that constraint, and then another may appear. However, at that time, there is only one constraint to attend to. In order for a process or system to be working 100%, each link must be strong. If not, you suffer from inefficiencies; suboptimal performance and a complete slow down of the process.

Do you find areas in your business of commercial real estate investing that you are not pleased with? Are there areas you feel you and the people you work with and rely on could improve? Could wasted time be eliminated? What areas could you improve that would increase overall profitability of your commercial real estate strategies?

Within these questions you will uncover the areas where a streamlined process can greatly improve performance and decrease crisis and other problems. If your current strategy and processes are running at 100%- then there is no need to read this article. However, if you feel there could be considerable improvement, or even a small improvement that could increase your results exponentially, please read on!

Implementing processes and systems are the best way to optimize total performance. How this is done is you write down every single task within a certain boundary. For example, write down every task in creating the information packet to submit to a lender to get approval for a loan on a project. Write down every task for this specific process and then number them in how they follow in sequence.

Are there certain people involved who make this process happen? You may realize how you can cut out duplicated efforts, combine tasks into a single person who performs them, and completely streamline the process. What you do now is create a process map or flow chart showing the entire process from first step to last in the proper sequence. Identify who does what task and any time allotments or due dates if necessary. You know have a tangible, easy to learn, communicate and control process for submitting a proposal to a lender for a new project. Doing this alone will allow others to follow along with your process and have a clear understanding as to what is supposed to be done.

Do have prot?g?s or other eager minds willing to help you in order to gain a valuable education from an experienced investor? Now you don?t have to worry about being the only one who ?knows? the business. With a clear system and process map, you can now teach those around you the same, working, proven systems. With a process map individual tasks and relationships can be easily changed as continuous improvement is a benefit of process maps.

Now- back to those constraints. As you can see, if you have a reoccurring problem, you can create a system around it to alleviate the problem and have a working process to follow. With systems in place for every area of your business, you can identify the constraints. Constraints are identified by a build-up of resources where the weakest link can be found. At a certain point if the streamlined process gets slow, and the results are trickling through or you are behind on due dates, go to the place where everything starts slowing down. This is your bottle neck. This is your constraint.

At this time, you need to focus every ounce of energy you have in eliminating the constraint. Look behind the noticeable constraint as well- where was the source? It may not be where you think it is. Dig deep and find what really caused the chain to break.

By identifying the constraint in your process, it can be quickly remedied. You do not have to guess where the problem is or jump from crisis to crisis because you know exactly where the hold-up is.

If you truly want to be a successful, profitable commercial real estate investor, and a continuing improved and profitable investor, treat the investing as a true business with process maps, metrics and controls. It may take a little work to really streamline the business and create the processes from the current tasks being performed.

However, I am sure you can agree of the power this would have on your overall performance and profitability. Eliminate excess resources and duplicate efforts. Maximize total control and effectiveness of each task within the process.

You will find your operations moving very smoothly and the capacity for more deal to occur increase because you will be lean; no excess which allows for greater performance. You will see a decrease in time spent on any one activity and less money going out. You want leverage not only in your commercial real estate deals but operations as well? Implement systems and identify constraints! Watch your investing flourish.

About the Author:

Specializing in commercial and investment real estate, Tony Seruga, Yolanda Seruga and Yolanda Bishop are always searching for new and profitable commercial properties across the U.S. Visit http://www.maverickrei.com for more great information

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Korean Restaurant Rowland Heights - Rowland Heights Korean BBQ

Filed under: Texas Real Estate — Admin @ 9:52 am

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Korean Restaurant Rowland Heights - Rowland Heights Korean BBQ

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Primal Grill with Steven Raichlen Volume 2

Primal Grill with Steven Raichlen Volume 2

“Primal Grill Volume 2″ is EXCLUSIVELY DISTRIBUTED by Microcinema DVD. To order this DVD and/or other Microcinema titles, go to: www.microcinemadvd.com.

Hes back! Steven Raichlen, award-winning author of the best-selling Barbecue Bible and host of the popular Barbecue University, returns to Public Television with a sizzling new collection of recipes and grilling techniques from his all new season of Primal Grill with Steven Raichlen.
This DVD brings you the best of the best from these shows shot on location at the beautiful Esplendor Resort and Country Club at Rio Rico in southern Arizona. Youll love having these irresistible recipes inspired by Stevens travels around the world, including Wood Grilled Veal Chops with Catalan Vinaigrette from Spain, Smoke Roasted Leg of Lamb Provencale, Kalbi Dui (Butterflied Korean Grilled Short Ribs), Coconut Shrimp Kebabs, the Real Baba Ganooj, and Brazilian-Style Rib Roast stuffed with cheese, vegetables and sausage.
And more! Meat, poultry, seafood, vegetables, even fruit Steven grills it all. Theres even a detailed demo on how to cook a salt-crusted Colombian-style beef tenderloin right in the embers and how to spit-roast an entire whole hog, the way they do it on the Greek Islands. If you love to eat, if youre crazy about smoking and grilling (or want to learn how to do it better), Primal Grill with Steven Raichlen, Volume Two is guaranteed to become a prized part of your culinary library. Enjoy!

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Programs included on Volume Two:
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By the Sea
From the Garden
In the Fire
On the Rotisserie

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Commercial Real Estate Myths Dispelled: Myth #1: Commercial Real Estate Is Not For Ordinary People

People are naturally inclined not to trust what they don?t understand. The same is applicable to commercial real estate investing. It?s a natural phenomena when confronted with something new, different or seemingly over your head.

But when it comes to commercial real estate investing, that belief can cost you a small or large fortune.

For instance, when I first got started in real estate, one of the biggest challenges I had to get past was the idea that commercial real estate was too complex for me. That it was for the ?big boys?.

Even residential real estate agents suffer from this same mindset. They too believe that in order to break into commercial real estate they have to be promoted.

Nothing could be further from the truth.

For those with a determined mind to get involved in commercial real estate, the challenges are easily overcomeable.

But like all, myths the idea that commercial real estate investing is too complicated for mere mortals is grounded in a bit of fact. Commercial real estate does seem complex.

So let?s dispel this myth right now.

Would you file your own lawsuit?

How about fly your own jet?

What about do your surgery?

Or how about even filing your own tax return.

Would you do surgery on yourself?

I think you?ll agree these things are complex if you tried to do them on your own. But ordinary people get them done everyday.

So what?s the truth?

The truth is that the most successful investors, whether novice or experienced, use professionals and experts when some ?heavy lifting? is required. The details of tax, law and finance are better off left to them.

If there?s one area where you should spend you time and become an expert in is the market where you have your real estate. This is one area where you should spend your time.

Knowing your market, knowing the mindset and behavior patterns of your prospects will pay handsome rewards for your long term.

Leave the complex topics to the people who know how to deal with the complicated stuff. That?s the best strategy for success for the up and coming commercial real estate investor.

So as you can see, there?s no reason to be intimidated by commercial real estate. The benefits and advantages of investing in commercial real estate far outweigh the disadvantages or unforeseen complications you may occasionally come across. And even then, there are experts who can support you in your efforts. They are rather inexpensive when you look at it in this light.

The only time they get expensive is when you try to do it on your own and then unintentionally make a mess.

Put these professionals on retainer and use them. That?s what they are there for.

About the Author:

Tony Seruga, Yolanda Seruga and Yolanda Bishop of http://www.maverickrei.com specialize in commercial and investment real estate. As of May, 2006, they and their partners are managing over $600 million dollars worth of new projects.

Sacramento CA Real Estate

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Mesa Area Single Family - Detached $1,195,000 5/25 10:09P

Filed under: Texas Real Estate — Admin @ 9:52 am

More info…
Address: 7002 E Summit Trail Circle, Mesa, AZ 85207, MLS: 4179189 , Bedrooms: 5, Bathrooms: 5.50 , Building Size: 0 sqft, Listing Courtesy of: Arizona Regional MLS / CRE Real Estate Services


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Address: 3800 S CLUBHOUSE Drive 5, Chandler, AZ 85248, MLS: 4135129 , Bedrooms: 5, Bathrooms: 7.00 , Building Size: 0 sqft, Year Built: , Listing Courtesy of: Arizona Regional MLS / West USA Realty

Commercial Real Estate for the Beginning Investor

Commercial real estate has been reserved for the financial and investment savvy entrepreneur, those who have an ?in? through a strong mentor, and those who for some reason, just figure it out for themselves and become wildly successful from nothing.

Commercial real estate is absolutely available to those who seek it out. I am going to assume you have a deep desire to become wealthy and live the lifestyle of a successful entrepreneur. Despite what many people think, commercial real estate does not require perfect personal credit, a multi-million dollar bank account (although it definitely helps), financial expertise or investment savvy strategies. There are people to cover every task for you- it is a matter of learning everything you possibly can about the industry and coordinating the right people to work for you. In order to be the commercial real estate investor you dream about, it takes getting the right information from the right people.

Commercial real estate investing can be done by even the most average and non-average of people- a little motivation and willingness to learn, and you can easily be on your way to being a very successful, profitable commercial real estate investor.

The first step in being a successful commercial real estate investor is to get to know your community. That?s right, your own back yard. You need to know the buildings, how much they are worth, and who owns them. It is time to become a detective and identify trends or patterns within your local market. There may be specific apartments that are being poorly managed and are about to go into foreclosure, or a new mall in the development plan about three years from now and purchasing the 100 acres around the future building site at the very inexpensive price of $15,000 per acre is going to be worth over $200,000 per acre once the mall goes under construction.

Attend your local planning and zoning meetings, investing meetings, and chamber of commerce. Make your presence slowly by watching and seeking out the noticeable successful investors and decision makers within your community. What do they do? What have they been responsible for? You will also begin to understand the value of properties in your community, where certain properties are beginning to decrease in value due to poor management and outdated amenities, as well as what opportunities you may take advantage of in the future.

The second tip is to read, read and read on everything commercial real estate. You need to understand the industry inside and out to truly be successful. Have a certain type of property you enjoy, such as apartments or office parks? Then focus in a certain area. How about a specific strategy such as purchasing foreclosure, bankruptcy or declining properties and adding extreme value to the bottom line? Or perhaps you are interested in simply holding properties and then selling when the market demands the ultimate price. The more you know, the more successful you can become.

The last and most effective tip I am going to give you today is to seek out a successful commercial real estate investor whom you can study, model after and even adopt as a mentor.

Who do you notice in your community that is always ahead of the commercial real estate game? Repeatedly purchasing properties and creating value within the community. Ask these people for advice- but always come prepared. Schedule a meeting or a nice dinner or lunch meeting. Always thank them for their time and send a thank-you gift explaining how the information helped you and that you look forward to their next meeting. Offer to help in any way you possibly can- simply for the education.

I think you would be surprised how many people would be willing to teach you the ropes for a helping hand. Always listen and approach the situation as a learner- not an expert. Never step on their toes and take in the experience. Watch for details, specific strategies and eventually you too will be one of the big players in the industry.

Have a passion for success? A desire for wealth? Feel the need to give back and create good environments for those people? Then listen and learn. There is nothing the successful commercial real estate investors are doing that you cannot do too. Believe this and really get to know the industry. You will find yourself completely successful just by following the people before you and the strategies they use. Rely on professionals to cover areas that you need assistance in and do not let obstacles stop you from achieving your dreams.

Tony Seruga, Yolanda Seruga and Yolanda Bishop of http://www.maverickrei.com specialize in commercial and investment real estate. As of May, 2006, they and their partners are managing over $600 million dollars worth of new projects.

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December 1, 2009

The Future of Commercial Real Estate

Filed under: Texas Real Estate — Admin @ 5:52 pm

The Future of Commercial Real Estate

Although serious supply-demand imbalances have continued to plague real estate markets into the 2000s in many areas, the mobility of capital in current sophisticated financial markets is encouraging to real estate developers. The loss of tax-shelter markets drained a significant amount of capital from real estate and, in the short run, had a devastating effect on segments of the industry. However, most experts agree that many of those driven from real estate development and the real estate finance business were unprepared and ill-suited as investors. In the long run, a return to real estate development that is grounded in the basics of economics, real demand, and real profits will benefit the industry.

Syndicated ownership of real estate was introduced in the early 2000s. Because many early investors were hurt by collapsed markets or by tax-law changes, the concept of syndication is currently being applied to more economically sound cash flow-return real estate. This return to sound economic practices will help ensure the continued growth of syndication. Real estate investment trusts (REITs), which suffered heavily in the real estate recession of the mid-1980s, have recently reappeared as an efficient vehicle for public ownership of real estate. REITs can own and operate real estate efficiently and raise equity for its purchase. The shares are more easily traded than are shares of other syndication partnerships. Thus, the REIT is likely to provide a good vehicle to satisfy the public?s desire to own real estate.

A final review of the factors that led to the problems of the 2000s is essential to understanding the opportunities that will arise in the 2000s. Real estate cycles are fundamental forces in the industry. The oversupply that exists in most product types tends to constrain development of new products, but it creates opportunities for the commercial banker.

The decade of the 2000s witnessed a boom cycle in real estate. The natural flow of the real estate cycle wherein demand exceeded supply prevailed during the 1980s and early 2000s. At that time office vacancy rates in most major markets were below 5 percent. Faced with real demand for office space and other types of income property, the development community simultaneously experienced an explosion of available capital. During the early years of the Reagan administration, deregulation of financial institutions increased the supply availability of funds, and thrifts added their funds to an already growing cadre of lenders. At the same time, the Economic Recovery and Tax Act of 1981 (ERTA) gave investors increased tax ?write-off? through accelerated depreciation, reduced capital gains taxes to 20 percent, and allowed other income to be sheltered with real estate ?losses.? In short, more equity and debt funding was available for real estate investment than ever before.

Even after tax reform eliminated many tax incentives in 1986 and the subsequent loss of some equity funds for real estate, two factors maintained real estate development. The trend in the 2000s was toward the development of the significant, or ?trophy,? real estate projects. Office buildings in excess of one million square feet and hotels costing hundreds of millions of dollars became popular. Conceived and begun before the passage of tax reform, these huge projects were completed in the late 1990s. The second factor was the continued availability of funding for construction and development. Even with the debacle in Texas, lenders in New England continued to fund new projects. After the collapse in New England and the continued downward spiral in Texas, lenders in the mid-Atlantic region continued to lend for new construction. After regulation allowed out-of-state banking consolidations, the mergers and acquisitions of commercial banks created pressure in targeted regions. These growth surges contributed to the continuation of large-scale commercial mortgage lenders going beyond the time when an examination of the real estate cycle would have suggested a slowdown. The capital explosion of the 2000s for real estate is a capital implosion for the 2000s. The thrift industry no longer has funds available for commercial real estate. The major life insurance company lenders are struggling with mounting real estate. In related losses, while most commercial banks attempt to reduce their real estate exposure after two years of building loss reserves and taking write-downs and charge-offs. Therefore the excessive allocation of debt available in the 2000s is unlikely to create oversupply in the 2000s.

No new tax legislation that will affect real estate investment is predicted, and, for the most part, foreign investors have their own problems or opportunities outside of the United States. Therefore excessive equity capital is not expected to fuel recovery real estate excessively.

Looking back at the real estate cycle wave, it seems safe to suggest that the supply of new development will not occur in the 2000s unless warranted by real demand. Already in some markets the demand for apartments has exceeded supply and new construction has begun at a reasonable pace.

Opportunities for existing real estate that has been written to current value de-capitalized to produce current acceptable return will benefit from increased demand and restricted new supply. New development that is warranted by measurable, existing product demand can be financed with a reasonable equity contribution by the borrower. The lack of ruinous competition from lenders too eager to make real estate loans will allow reasonable loan structuring. Financing the purchase of de-capitalized existing real estate for new owners can be an excellent source of real estate loans for commercial banks.

As real estate is stabilized by a balance of demand and supply, the speed and strength of the recovery will be determined by economic factors and their effect on demand in the 2000s. Banks with the capacity and willingness to take on new real estate loans should experience some of the safest and most productive lending done in the last quarter century. Remembering the lessons of the past and returning to the basics of good real estate and good real estate lending will be the key to real estate banking in the future.

Chad Mayes is the creator of CEMLending.com, a resource which provides commercial mortgage loan financing and hard money lending options. This article is copyright of CEMLending.com. This article may be reproduced as long as author’s name and all links remain intact.

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E Milky Way, Gilbert, AZ 85295, $247,945

Filed under: Texas Real Estate — Admin @ 5:52 pm

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Property in Gilbert, AZ

For Agents And Brokers: Simple Guide To Selling Your Commercial Real Estate

If you are just starting out as a real estate agent, it can be difficult to get started selling commercial real estate. However, commercial real estate is the big money maker in the real estate business. Since commercial real estate has become quite popular since it is such a money maker, it can be difficult and expensive to get started in this type of real estate. There are, however, a variety of ways that you can get started and start getting more commercial real estate deals if you are willing to do a little work.

Online Free Ads
One great way that you can get started in selling commercial real estate as an agent is to use inexpensive methods of advertisement. One great way to get the word out there about the property you are trying to sell is to use free online ads. There are a variety of different websites that are available for you to post classified ads on that list a property, or even multiple properties for sale, and the great thing is, you will not have to pay a penny. Not only is this a cheap way of exposure, but it is also a quick way to get your property noticed. Many times, your ad will be seen quicker when you put it on the web and by many more people. Local newspapers take more time and money to get you the exposure and only reach a local group of people, while advertising with free online ads can get your world wide exposure and help you sell the commercial property.

Free Real Estate Publications
Another way that newer real estate agents can get their commercial properties noticed is to advertise them in free local real estate publications. Whether it is a publication specifically for real estate or a publication that only includes real estate, this is a great way to advertise your property for free. This is an excellent way to gain local exposure, not only for the commercial property you are trying to sell, but also for you as an agent. Make sure that you continue to run ads for your property in these types of publications. Even though at first you may not see results, remember that many times it takes awhile for commercial real estate to sell, but perseverance can lead to a large pay off when you finally sell the property.

Quality Signs
If you are trying to sell a commercial property, especially one that is near a well traveled road, you may want to invest in a quality sign to advertise the commercial property. A small unprofessional sign may not attract any attention at all, but a larger sign that is well crafted and attractive can get the attention of many people who are driving by. You never know who may drive by the property and see your sign. While it will take a bit of money to get a great sign, it will be worth the money that you spend to get your property noticed. One never knows when a local business will need a new site, or someone with money to invest will be looking for an opportunity, and your sign will make sure that they will see your property when they drive by, which may lead to a sale.

Establish Business Connections
As a new real estate agent, one of the best things that you can do is to start establishing business connections with a variety of different people. Speak with other real estate agents that are successful in selling commercial real estate and learn from their mistakes and their successes. Also try to get involved with local business people and know the market that you are trying to sell in. Often, if you can get the word out that you have a great piece of commercial property, it may spread to the right business people that will want to check it out. A great deal of being successful in the commercial real estate market has to do with the connections that you have, so work on making various business connections.

Find Your Own Leads
Even if you are working in a broker?s office, you should not expect the leads to be coming your way within the office. More than likely any leads within the office will be given to someone with more experience in commercial real estate until you have proven yourself to excel in this field. You will have to take the initiative to get the job done, and it is possible with a great deal of hard work. Check out the Chamber of Commerce in your area and find out who the business people are. You may also want to attend local zoning meetings where you will meet prospective investors who are looking for great properties. Even hitting up your local golf courses can help you make friends with local business people who may be prospective clients.

While it may be difficult to get started as an agent in commercial real estate, it is definitely possible if you are willing to work hard. Using the internet to advertise as well as free local publications can get the word out quickly and inexpensively so you will save money and get a broader base of exposure for what you are selling. Signs will also provide great exposure and show that you are serious about the commercial real estate business. Also important is making the right contacts and finding your own leads so you can excel in this business and prove to be a great commercial real estate agent. There is a great deal of money to be made in the commercial real estate industry, and hard work, dedication, and patience on your part can help you become successful.

About the Author:

Tony Seruga, Yolanda Seruga and Yolanda Bishop of http://www.maverickrei.com specialize in commercial and investment real estate. As of May, 2006, they and their partners are managing over $600 million dollars worth of new projects.

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Becoming a Smart Commercial Real Estate Investor

Filed under: Texas Real Estate — Admin @ 5:52 pm

Becoming a Smart Commercial Real Estate Investor

Commercial real estate investing can be approached from a number of different ways. Like the many choices to invest in, there are also numerous ways to finance the investments. We?ll look at a few of the options you have when financing commercial real estate. One of the most important concepts to understand in finance is the time value of money. This concept basically says that a dollar now is more valuable than a dollar a year from now. This is due to inflation. The one advantage that you have is time. You can put your dollar to work for you and it will be worth more in the future. If you do nothing with that dollar, it will be worth even less in the future.

This concept is what makes the use of leverage so critical to any investor. Through leverage, investors can multiply the effectiveness of their money. This leverage is attained through the use of other people?s money. This borrowed money creates an ROI (Return on Investment) for the investor. This means that in order to benefit the most, you must utilize your cash more effectively now. Let?s say that you have $100,000 to invest. You may initially think that it would be best to buy a property without using debt for $100,000. However, under closer examination, this is probably not the best scenario. Instead of buying one property, why not buy ten? You could put $10,000 down on ten different properties and finance the remaining 90% of the properties. Then in 20 years, all of the properties will be paid off. You will now own all 10 properties and have a nice little nest egg built up. This is quite a substantial difference from the other scenario. In the first scenario, you still only have the one house. This is one of the best possible examples to illustrate the benefits of leverage. As a word of advice about this example? if you have cash flow, you have taxable income. If you increase the equity, there is no tax until the property is sold. You must factor in all of the other variables such as tax implications when making an investment decision.

Another important thing to consider is the cash flow vs. cash reserves. Many people will disagree on this point and it is pretty much a personal choice. This depends solely on your personal goals and how you picture your financial future. Some can handle no reserves, while others need the feeling of security that comes with it. You must decide what is important to you. For example, you could have a $200/month cash flow and no reserve. You could also have a $100/month negative cash flow and $20,000 reserve. Many people think that the first option is better, but is it really? If you come across hard times, the bigger reserve is obviously better. If you have a vacant property for even a month, you might lose out on $600. At only $200/month in positive cash flow, you?re quickly three months behind. This is a losing proposition. With a $20,000 cushion to fall back on you can handle a lot of trouble. You could possibly withstand a $1200/year negative cash flow for 16 years! Hopefully it would never come to that, but it is nice to know that you could. Closely consider your options and make the decision that makes the most sense in your situation. Everyone is different in this regard. Trust your instincts.

Another area that is focused on is whether or not to pay down debt. Many investors believe that the ideal situation is to own all of their properties ?free and clear?. While there are advantages to this, it may not always be the smartest move. There are a few other things that one must consider first. If all of your properties are debt-free, all of the cash flow will now become taxable. This can amount to a substantial increase in your taxes.

If for some reason you need cash, debt can also help you out. If you own the property free and clear, any sale of the property results in a capital gain. You will pay taxes on the sale of the property. However if you refinance a property, there is no taxable action. You can get the cash you need without paying an arm and a leg in taxes. Consider this?the higher the monthly mortgage payment, the less cash flow there is. Therefore, you pay less in taxes. No one wants to shoot themselves in the foot by paying unnecessary tax bills. If you can avoid them, do it at all costs. Don?t be blinded by the promise of having a debt-free property. It may not always be the best route for you. In any case it is advisable to seek competent advice. Someone who has done this before can be of great help to you. A CPA should be able to advise you on the tax benefits that you should pay attention to. Any successful investor should have a sound grasp on all of these concepts. They will save you thousands of dollars in the long run.

With all of these different concepts in mind, remember that there is not just one way to invest in real estate. There are multiple avenues that you can embark on and they can all be profitable. The main thing to remember is that the financing can play a big role in the ROI.

When you are trying to make a choice, remember that the ?obvious? choice is not always the right one. Appearances can definitely be deceiving in this industry. Just because many people are doing something, does not mean that it is the most financially sound advice. Before considering the information above, many people would obviously say that debt is never a good thing to have. However, in certain cases it makes more sense. Think about the implications of any decision you make. Down the road it can either be to your benefit or detriment.

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